`; platformRecommendation = `

Recommended Platforms for Low Risk: Consider using platforms like **Fidelity**, **Wealthfront**, or **Betterment** for automated investing in conservative portfolios.

`; } else if (riskTolerance === 'moderate') { portfolioRecommendation = `

Moderate Risk Portfolio: We recommend a portfolio with 60% stocks, 30% bonds, and 10% cash for a balance of growth and stability.

`; platformRecommendation = `

Recommended Platforms for Moderate Risk: You might consider using **Vanguard**, **SoFi**, or **M1 Finance** for a balanced, long-term investment strategy.

`; } else if (riskTolerance === 'high') { portfolioRecommendation = `

High Risk Portfolio: We recommend a portfolio with 80% stocks, 15% bonds, and 5% cash for aggressive growth potential, but with more volatility.

`; platformRecommendation = `

Recommended Platforms for High Risk: Platforms like **Robinhood**, **Stash**, or **Acorns** may suit your preference for more aggressive, growth-focused investing.

`; } // Specific recommendations based on investment goal var goalRecommendation = ''; if (investmentGoal === 'retirement') { goalRecommendation = `

Goal: Retirement: Focus on long-term, tax-advantaged accounts like **IRAs** or **401(k)s** through platforms such as **Vanguard**, **Fidelity**, or **Betterment**. These platforms offer options to automate retirement savings.

`; } else if (investmentGoal === 'short-term') { goalRecommendation = `

Goal: Short-Term Savings: For short-term goals, consider platforms that allow for more flexibility, such as **SoFi** or **Stash**, which offer easier liquidity for short-term investments.

`; } else if (investmentGoal === 'long-term') { goalRecommendation = `

Goal: Build Long-Term Wealth: To build long-term wealth, consider automated investment platforms like **Wealthfront** or **M1 Finance**, which allow for hands-off investing and portfolio rebalancing.

`; } // Display the results with growth projections and personalized recommendations result.innerHTML = `

Investment Growth Projection: Over ${yearsToInvest} years, with a monthly contribution of $${investmentAmount.toFixed(2)} and an expected annual return rate of ${returnRate}%, your investment could grow to approximately $${futureValue}.

${portfolioRecommendation} ${platformRecommendation} ${goalRecommendation} `; });